Techtip
📋 Tax Guide · Updated May 2026

ITR Online File Kaise Karein — FY 2025–26 Complete Guide

Income Tax Return FY 2025–26 (AY 2026–27) ghar baith ke kaise file karein — step-by-step Hinglish guide. Salaried, freelancer, aur self-employed sabke liye.

Income Tax Portal ↗ Filing Steps →
Salaried Freelancer Self-Employed ITR-1 / ITR-2 Free Filing
Short Answer
Quick answer

ITR kaise file karein?

Income Tax e-Filing portal par login karein → pre-filled ITR form select karein → verify karein → submit. Most salaried individuals ke liye 30–45 minutes lagta hai.

Deadline 2026

31 July 2026 — salaried / non-audit cases
31 Oct 2026 — audit cases

Late fee ₹5,000 (income >5L) ya ₹1,000 (income ≤5L)

FY 2025–26 = AY 2026–27. Aap abhi FY 2025-26 ka ITR file kar rahe hain (1 April 2025 – 31 March 2026 ki income ke liye).
Documents Needed

Documents Jo Chahiye Honge

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Form 16

Employer se milta hai — TDS details hoti hain

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Form 26AS

IT portal se download — TDS/TCS ka full record

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Bank Statements

Interest income ke liye passbook/statement

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Investment Proofs

80C, 80D, HRA — LIC, PPF, health insurance

Tip: Annual Information Statement (AIS) aur Taxpayer Information Summary (TIS) bhi check zaroor karein — portal par hi milta hai.
Step-by-Step

ITR Filing — Step by Step

  • 1

    Portal par login karein

    eportal.incometax.gov.in par jaayein → PAN number se login karein (ya Aadhaar OTP se). Pehli baar hain toh register karein.

  • 2

    e-File → File Income Tax Return

    Dashboard se "e-File" menu → "Income Tax Returns" → "File Income Tax Return" select karein.

  • 3

    Assessment Year choose karein

    AY 2026–27 select karein (FY 2025–26 ki income ke liye). Mode: Online. Continue.

  • 4

    Sahi ITR Form select karein

    ITR-1 (Sahaj): Salaried, ek ghar, income ≤50L. ITR-2: Multiple properties, capital gains. ITR-3/4: Business income.

  • 5

    Pre-filled data verify karein

    Portal automatically Form 16, Form 26AS se data fill karta hai. Sabko verify karein — personal info, salary, TDS, deductions.

  • 6

    Tax regime select karein

    New regime (default): Lower slabs, no deductions. Old regime: 80C, HRA, etc. ka benefit. Jo zyada beneficial ho woh chunein.

  • 7

    Deductions fill karein

    Old regime chose kiya hai toh 80C (1.5L), 80D (health insurance), HRA, home loan interest sab fill karein.

  • 8

    Preview aur Submit

    Summary review karein → tax payable ya refund amount check karein → Submit karo.

  • 9

    e-Verify karein (important!)

    Aadhaar OTP (best), Net Banking, ya Bank Account se e-verify karo — 30 days ke andar karna zaroori hai warna ITR invalid maana jaayega.

Tax Slabs 2026

New Regime Tax Slabs FY 2025–26

Income RangeTax Rate
₹0 – ₹4 lakhNil
₹4L – ₹8 lakh5%
₹8L – ₹12 lakh10%
₹12L – ₹16 lakh15%
₹16L – ₹20 lakh20%
₹20L – ₹24 lakh25%
Above ₹24 lakh30%
Rebate u/s 87A: Taxable income ≤₹12L toh zero tax (new regime). ₹12,500 rebate on income ≤₹5L (old regime).
FAQ

Common Questions

ITR file karna compulsory hai kya?
Agar aapki gross income basic exemption limit se zyada hai (new regime mein ₹3L, old mein ₹2.5L) toh compulsory hai. ₹1 crore+ bank deposits, foreign travel ₹2L+ waalon ke liye bhi compulsory.
Refund kitne time mein aata hai?
e-Verify ke baad usually 15–45 din mein refund bank account mein aa jaata hai. Status check: portal → "e-File" → "Income Tax Returns" → "View Filed Returns".
Galti ho gayi ITR mein — kya karein?
Revised ITR file kar sakte hain — 31 December 2026 tak. Same portal se "e-File" → "File Income Tax Return" → "Revised" select karein.
CA ki zaroorat hai?
Simple salaried case ke liye CA ki zaroorat nahi — portal ka pre-filled form use karein. Complex cases (business income, multiple properties, foreign income) ke liye CA helpful hai.
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